SUCCESS STORIES
Real Business Owners. Real Results.
See how the Wealthbuilder Method has transformed corporate wealth for business owners like you.
Case Study 01
The Dentist
The Challenge
A Canadian dental practice owner with $400,000+ in retained earnings sitting in GICs. Passive income taxed at over 50%. Real return under 2% after tax. The corporate surplus was quietly being eroded by CRA.
The Solution
Set up a participating whole life insurance policy inside the corporation. Money now grows tax-advantaged - no more annual tax hit on passive investment income. No SBD clawback risk.
The Result
Tax-advantaged growth on $400K+ of corporate surplus. Access to capital at prime rate instead of 45% dividend tax. Family protected with a multi-million dollar tax-free death benefit via the CDA.
Case Study 02
The CPA Referral
The Challenge
A 47-year-old Canadian business owner with over $300,000 in retained earnings and no corporate protection strategy in place. The business was growing but the surplus was exposed to full taxation.
The Solution
Their CPA partner identified the fit and referred the client to us. We designed the strategy - $50,000 per year into a participating whole life policy owned by the corporation. The accountant reviewed and validated every step.
The Result
Tax-advantaged growth inside the policy. The accountant validated the structure and continues to coordinate with us annually. If a CPA is comfortable recommending this for their own clients, you know it’s legitimate.
Case Study 03
The Electrician
The Challenge
25 years in business. Team of 15 across Canada. Over $600,000 in retained earnings. GICs and dividend stocks being eroded by tax. He knew his kids would face a massive tax bill to inherit the business.
The Solution
Repositioned a portion of corporate surplus into a participating whole life policy. Money now grows tax-advantaged inside the corporation. Coordinated with his accountant to ensure full tax compliance.
The Result
Borrows against the cash value for equipment purchases or business expansion. His kids will inherit the death benefit tax-free through the Capital Dividend Account. “For the first time, I feel like I actually have a plan.”
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